# Global Payments  _Built to Convert._

One stop solution for all your payment needs — with an exclusive discount for every F6S founder.

## F6S Member Reward

**$200 – $1,000 Off**  
Applied at onboarding  ·  Terms & conditions apply  
Max off: **$1K**  
Card success rate: **95%**  
Payment methods: **45+**  
Support SLA: **10m**

## What you actually get

Here's exactly how the discount works and what qualifies.

- $200–$1,000 in fee credits applied to your account
- Fee credits offset your xPay processing costs across Card Payments, Virtual Bank Accounts, and all other xPay products. Credits are applied automatically once your account qualifies — no coupon codes needed.

**Minimum volume required:** Offer unlocks when your business processes over **$20,000 in transactions within a single calendar month** through xPay.

**New merchants only:** Exclusively available to businesses signing up for the first time via F6S. Existing xPay accounts are not eligible.

**Credit tier:** The exact amount ($200–$1,000) is determined based on your projected monthly volume at onboarding. Higher-volume merchants unlock the upper tier.

**One-time benefit:** Credits are non-transferable, non-refundable, and cannot be combined with other promotional offers.

**Claim window:** Offer must be claimed within 30 days of registering through this F6S page. Late claims will not be honoured.

**⚠ New xPay users only.** Credits apply to processing fees and are automatically reflected in your monthly invoice once the $20,000 volume threshold is met in a calendar month.

## Everything checkout, done right

Two flagship products built for global businesses.

### Card Payments

- **95% authorization rate** — one of the highest in the industry
- **T+1 settlement** — funds in your account the next business day
- Smart retries & cascading to recover declined transactions
- Visa, Mastercard, Amex, Discover & all major global networks

### Virtual Bank Accounts (VBA)

- Instant VBA provisioning per customer or order
- Real-time reconciliation webhooks on every bank-in
- Multi-currency — collect locally, settle globally
- Ideal for B2B invoicing, subscriptions & marketplace payouts

## 45+ ways for customers to pay

Every major wallet, BNPL, and card type — out of the box.

- Apple Pay
- Google Pay
- PayPal
- Venmo
- CashApp
- Klarna
- Afterpay
- CC EMI
- BNPL
- Bank Transfer
- + Many more

## Enterprise-grade reliability

Infrastructure your business can depend on.

- **10 min** Support response SLA — real humans, not bots
- **T+1** Settlement — next business day to your bank
- **99.99%** Uptime SLA across all checkout endpoints
- **PCI DSS** Level 1 compliant — your customers' data is safe

## Common questions

### How do I claim the F6S discount?

Register via the "Get Started" button on this page. Our team will verify your F6S membership during onboarding and apply the credit automatically once you hit the $20,000 monthly volume threshold. No coupon code required.

### What does the $20,000 monthly volume requirement mean?

Your business must process at least $20,000 in total transactions through xPay in a single calendar month. Once this is met, your fee credit ($200–$1,000 depending on your tier) is applied to your next invoice automatically.

### How long does it take to go live on xPay?

Most merchants go live within 2–5 business days. Our onboarding team handles KYC, integration support, and account setup. We offer API docs, no-code payment links, and dedicated support to get you up and running fast.

### Which countries does xPay support?

xPay supports merchants in 160+ countries and enables collection in 100+ currencies. We specialise in cross-border payments for businesses based in India selling globally — including to the US, UK, EU, and Southeast Asia.

### What is T+1 settlement and how does it work?

T+1 means funds collected today settle into your bank account on the next business day. Most payment gateways take 3–7 days. xPay's T+1 settlement gives you faster access to revenue and better cash flow management.

### Is xPay suitable for SaaS and subscription businesses?

Yes — xPay is built for recurring revenue. We support global subscriptions in 100+ currencies and are one of the only Indian gateways to offer this. You can manage billing cycles, dunning, and retries all from your xPay dashboard.

### What makes xPay different from Stripe or Razorpay?

xPay is purpose-built for Indian businesses selling internationally. We offer 95%+ success rates via local acquiring, 45+ global payment methods, T+1 settlement directly to your INR account, FIRC documents, and a 10-minute support SLA. Stripe doesn't offer FIRC or local INR settlement, and Razorpay doesn't support global card payments at this scale.

## Claim your F6S discount now

Limited slots available. Get up to $1,000 off and go live in days.